CALCULATORS
Mortgage Calculators For Professionals
Use our free calculators to estimate borrowing power, loan repayments, LMI, refinance savings, stamp duty and extra repayment impact before speaking with a lending specialist.
Key Takeaway
These calculators provide estimates only. Actual borrowing capacity, repayments, LMI, stamp duty and refinance outcomes vary by lender, rate, fees, income and individual circumstances. Use them as a starting point — not a final answer.
Our Free Calculators
Borrowing Power Calculator
Estimate how much you may be able to borrow based on income, expenses and commitments.
Best for: First home buyers, refinancers and investors
Mortgage Repayment Calculator
Estimate monthly loan repayments based on loan amount, interest rate, loan term and repayment type.
Best for: Comparing repayment comfort before buying or refinancing
LMI Calculator
Estimate potential Lenders Mortgage Insurance and review whether your profession may qualify for an LMI waiver pathway.
Best for: Low deposit buyers and eligible professionals
Refinance Savings Calculator
Estimate how your repayments may change when comparing your current loan against another rate or structure.
Best for: Borrowers reviewing their current home loan
Stamp Duty Calculator
Estimate stamp duty and upfront purchase costs before buying property in Australia.
Best for: First home buyers, upgraders and investors
Extra Repayment Calculator
Estimate how extra repayments may reduce interest and shorten your loan term over time.
Best for: Borrowers wanting to pay down debt faster
Which Calculator Should I Use?
I want to know how much I can borrow
I want to estimate repayments
I have less than a 20% deposit
I am thinking about refinancing
I am buying a property
I want to pay off my loan faster
Calculators By Lending Goal
First Home Buyers
First home buyers should usually review borrowing power, stamp duty, LMI and repayments before making offers.
Refinancers
Refinancers should review repayment changes, refinance savings, borrowing capacity and whether the current loan structure still suits their goals.
Property Investors
Investors should review borrowing capacity, repayments, equity use and cash flow before buying the next property.
Eligible Professionals
Professionals may need to review LMI waiver eligibility, borrowing power, income assessment and repayment comfort.
Disclaimer: Calculator results are estimates only and are not loan approvals, quotes or financial advice. Actual results vary by lender, interest rate, fees, loan structure, income, expenses, property type and individual circumstances.
Want Help Understanding The Numbers?
Use the calculators as a starting point, then book a strategy session so we can review your income, profession, deposit, equity position and lender options.
Calculator results are estimates only and are not loan approvals, quotes or financial advice. Actual results vary by lender, interest rate, fees, loan structure, income, expenses, property type and individual circumstances.