RESOURCES

Guides, calculators and lending insights for nurses, doctors, dentists, lawyers and accountants. Learn how lenders may assess your profession, income, deposit, LMI position and property goals.

Free Professional Lending Guides

Download free guides covering income assessment, LMI waivers, refinancing and investment strategy.

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Professional Lending Guide

A practical guide for professionals reviewing income, borrowing capacity, LMI waiver eligibility, refinancing and property lending strategy.

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Nurse Lending Guide

A guide for nurses covering overtime, shift loading, HECS, casual income, first home buyer options and refinancing.

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Medical Professional Guide

A guide for doctors, dentists and medical professionals covering LMI waivers, locum income, practice income and investment lending.

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Refinance Savings Guide

A refinance guide for professionals reviewing their interest rate, repayments, equity, loan structure and lender options.

Browse By Topic

Featured Articles

Priority reading for professionals reviewing lending options.

Complex Income Home Loans For Professionals

How lenders may assess overtime, shift loading, penalty rates and HECS when reviewing nurse borrowing capacity.

First Home Buyer Checklist For Professionals

What to check before buying — borrowing capacity, HECS, deposit, LMI, stamp duty and lender policy.

Refinance Checklist For Professionals

What to review before refinancing — rate, structure, equity, income treatment, exit costs and lender policy.

LMI Waiver Eligibility By Profession

How lenders may assess profession, income, LVR and registration when reviewing LMI waiver eligibility.

Medical Professional LMI Waivers Explained

How doctors and medical professionals may access LMI waiver pathways depending on lender policy.

Can Nurses Use Overtime Income For A Home Loan?

How lenders may assess overtime, shift loading, penalty rates and HECS when reviewing nurse borrowing capacity.

Resources By Profession

Find articles, guides and calculators specific to your profession..

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Nurses

Explore articles and guides about overtime, shift loading, HECS, casual income, first home buying and refinancing for nurses.

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Doctors

Explore resources about doctor LMI waivers, registrar income, locum income, HECS and medical professional lending policy.

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Dentists

Explore resources about dentist LMI waivers, practice income, business finance, investment lending and home loan strategy.

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Lawyers

Explore resources about lawyer LMI waivers, bonus income, partnership income, refinancing and investment lending.

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Accountants

Explore resources about accountant LMI waivers, trust income, company income, self-employed lending and investment loans.

Resources By Lending Goal

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LMI Waivers

Learn how professional LMI waiver eligibility may work and which occupations may qualify with certain lenders.

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Refinance Review

Review your current home loan, rate, repayments, equity, income treatment and lender options.

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First Home Buyers

Understand borrowing capacity, HECS, deposit options, LMI, stamp duty and purchase costs before buying.

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Investment Lending

Learn about equity release, interest-only loans, borrowing capacity and investment loan structure.

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Complex Income

Understand how lenders may treat overtime, bonus income, locum income, trust income and self-employed income.

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Business & Practice Loans

Resources for professionals needing business loans, practice finance, equipment or working capital.

Useful Calculators

Borrowing Power Calculator

Estimate how much you may be able to borrow based on income, expenses and commitments.

LMI Calculator

Estimate potential LMI costs and review whether an LMI waiver pathway may be worth assessing.

Refinance Savings Calculator

Estimate how repayments may change when comparing your current loan against another rate or structure.

Stamp Duty Calculator

Estimate stamp duty and upfront purchase costs before buying a property.

Browse By Topic

All Articles

Complex Income Home Loans For Professionals

How lenders may assess overtime, shift loading, penalty rates and HECS when reviewing nurse borrowing capacity.

Investment Loan Structure Guide

How HECS reduces borrowing capacity for nurses.

Does HECS Affect Borrowing Power?

How LMI waiver eligibility works for CPA and CA members.

First Home Buyer Checklist For Professionals

What to check before buying — borrowing capacity, HECS, deposit, LMI, stamp duty and lender policy.

Refinance Checklist For Professionals

What to review before refinancing — rate, structure, equity, income treatment, exit costs and lender policy.

Refinance Guide For Lawyers

When lawyers should review their home loan and what to check.

LMI Waiver Eligibility By Profession

How lenders may assess profession, income, LVR and registration when reviewing LMI waiver eligibility.

Partnership Income Home Loans

How lenders assess partnership income from law firms.

Investment Loans For Accountants

How self-employed accountants are assessed for home loans.

Self-Employed Accountant Home Loans

How self-employed accountants are assessed for home loans.

Bonus Income Home Loans For Lawyers

How bonus income is assessed for home loan applications.

Lawyer LMI Waiver Guide

How LMI waiver eligibility works for lawyers.

Need Help Applying This To Your Situation?

Book a strategy session and we’ll help review your profession, income, deposit, equity position and lender options.

General information only. Lending eligibility, LMI waiver policies, rates and approval outcomes vary by lender and are subject to assessment.