LENDING SOLUTIONS
Lending Solutions For Professionals Australia
Whether you are buying your first home, refinancing, investing, checking LMI waiver eligibility or dealing with complex income, Simpli Finance helps professionals compare lending strategies across 50+ lenders.
Choose Your Lending Solution
Select the solution that best matches your situation. Each page explains the options, lender considerations and what to review before applying.
Home Loans For Professionals
Home loan strategies for nurses, doctors, dentists, lawyers and accountants, including first home buyers, refinancers and investors.
Refinance Review
Review your current interest rate, repayments, equity, lender policy and loan structure to see whether your loan still suits your position.
LMI Waivers
Eligible professionals may qualify for LMI waiver options above 80% LVR depending on lender policy, profession and circumstances.
First Home Buyers
Understand borrowing capacity, deposit options, LMI, HECS impact, purchase costs and lender policy before buying your first home.
Investment Lending
Structure investment property lending with borrowing capacity, equity release, interest-only options and future portfolio growth in mind.
Business & Practice Loans
Business and practice finance for professionals, including equipment finance, fit-out finance, working capital and commercial lending.
Complex Income
Support for professionals with overtime, shift loading, bonuses, locum income, trust income, company income or self-employed income.
Why Lending Strategy Matters For Professionals
Not every lender treats professionals the same way. The right lending solution depends on your income type, profession, deposit, equity and future plans — not just your rate.
✓ Income assessed differently across lenders
✓ LMI waiver eligibility depends on profession and lender
✓ Loan structure affects future borrowing capacity
✓ Complex income needs specialist lender assessment
Useful Calculators
Estimate borrowing power, LMI costs and refinance savings before speaking with a specialist.
Free Lending Guides
Download practical guides covering LMI waivers, income assessment, refinancing and investment lending.
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Professional Lending Guide
LMI waivers, complex income, refinancing and investment for all professional clients.
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Nurse Lending Guide
Overtime, HECS, shift loading, first home buyer and refinance strategy for nurses.
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Medical Professional Guide
LMI waivers, practice income and investment lending for doctors, dentists and specialists.
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Refinance Savings Guide
Rate review, equity release and refinance strategy before staying with your current bank.
Not Sure Which Solution Applies To You?
Book a free strategy session. We will review your income, profession, deposit, equity and goals — across 50+ lenders, at no cost.
General information only. Lending eligibility, LVRs, LMI waivers and rates vary by lender and are subject to assessment.