Nurses
Your overtime should count.
Shift loading, overtime, HECS and professional LMI waiver policies — properly assessed.
Explore lending for nurses →Finance for Australia's professionals
Finance, simplified.
We help nurses, doctors, dentists, lawyers and accountants structure their lending properly — across 50+ lenders, at no cost to you.
Read client experiences →50+ lenders$0 broker fee
Check My Loan
Your home loan starts with the right questions.
Tell us a little about what you're looking to achieve. We'll help you explore the lending options that may suit your circumstances.
About two minutes · No credit impact
0+
Lenders compared
$0
Broker fee
Sydney
Based in Olympic Park
FBAA AccreditedAustralian Credit RepresentativeAmbassador Mortgage BrokerPremium Mortgage Brokers
Who we help
Finance built around how you actually earn.
Your bank may not be assessing you properly
Your income isn't simple. Your lending strategy shouldn't be either.
- Overtime.
- Shift loading.
- Bonuses.
- Trust distributions.
- Company income.
- Locum income.
- Practice income.
Different lenders assess these differently. We find the ones that understand yours.
Strategy, not just a rate.
LMI Waiver Eligibility
Some professionals may be able to borrow above 80% LVR without paying standard Lenders Mortgage Insurance, depending on lender policy and profession.
Learn more →
Complex Income, Properly Assessed
Overtime, shift loading, trust distributions, company income, bonuses, locum and practice income can be treated very differently across lenders.
Learn more →
Refinance Strategy
Many professionals are paying more than they need to. We review your rate, structure, equity position and lender options.
Learn more →
Property Wealth Planning
Buying your first home, upgrading or investing — we structure lending with your next move in mind.
Learn more →
How Simpli works
Three steps. No guesswork.
01
Tell us where you're at.
A short conversation about your income, goals and current loan. No credit impact.
02
We compare the market.
Your situation, assessed against the policies of 50+ lenders.
03
We structure the right lending strategy.
Rate, structure, LMI and your next move — set up properly from day one.
50+ lenders.
One strategy.
Major banks, specialist lenders and the policies most people never hear about — compared for you.
- Commonwealth Bank
- Westpac
- ANZ
- NAB
- Macquarie
- ING
- St.George
- Bankwest
- Suncorp
- AMP
- BOQ
- Bank of Melbourne
- ME Bank
- Ubank
- HSBC
- Pepper Money
- Liberty
- La Trobe
Real scenarios. See how lending can be structured differently.
Nurse.Example lending scenario
Registered Nurse · Sydney
Her bank wasn't counting all of her overtime.
A nurse working regular overtime wanted to refinance, but her bank was not recognising her full income position. We reviewed her overtime history, HECS impact and equity position to identify better options.
See related lending options →Example only. Outcomes depend on lender policy and individual circumstances.
Client reviews
Real clients. Real experiences.
Tools & guides
Useful tools. Better financial decisions.
Calculator
Borrowing Power
Estimate how much you may be able to borrow.
Calculate →
Calculator
LMI
Estimate LMI costs and check waiver eligibility.
Calculate →
Calculator
Refinance Savings
See what refinancing could save on repayments.
Calculate →
Free guide
Professional Lending Guide
LMI waivers, income assessment and lending strategy.
Download →
Guides & articles
View all resources →Real brokers. Not a call centre.
Your enquiry is reviewed by the Simpli Finance team, so the right broker guides your next step — across lender policy, borrowing capacity, LMI waivers and loan structure.
Kris Kumar
Director & Co-Founder
Kris advises on commercial finance, private lending and complex funding arrangements. His approach combines commercial insight with thoughtful structuring, helping clients navigate important financial decisions with clarity and confidence.
Peter Pak
Director & Co-Founder
Peter works closely with clients across home lending, refinancing and debt restructuring. Known for his considered approach, he focuses on creating practical lending solutions that align with each client's circumstances and long-term goals.
David Kim
Finance Broker
David works across residential lending, asset finance and first home purchases. He brings a clear, approachable perspective to financing decisions, guiding clients through the process with care and attention to detail.
Mortgage brokers serving Sydney professionals.
Based in Sydney Olympic Park, we help professionals across Sydney and Australia with home loans, refinancing and investment lending.
8 Australia Ave, Sydney Olympic Park NSW 2127
Ready to make your next move?
Whether you're buying, refinancing or investing, we'll help structure the lending around you.
Or download the free Professional Lending Guide →