If you haven’t checked the health of your home loan in a while, you could be overpaying.
When was the last time you had a home loan health check?
When was the last time you looked at your home loan? If its been any more than 6 months or if you’ve had a change in circumstances like a new baby or new job, its highly likely there are more competitive options out there for you. Thanks to aggressive lender competition, there are always newer and more competitive options coming into the financial marketplace.
Like many others, you probably obtained your loan, managed to easily continue making payments and tried to forget the hassle of the initial process. It doesn’t have to be that way.
What if refinancing your mortgage could reduce monthly repayments, and also unlocked equity that could be used towards building a better financial future? What if we could help you to obtain that refinance through a simple and stress free process?
With interest rates at record lows, now is a great time to speak to a broker about a home loan health check to ensure your loan is still competitive. Contact us today to get started.
Reasons you may be looking to refinance:
Your life has changed
If you’ve had a home loan for a few years now, it’s safe to assume some aspect of your life has changed in that time. Did you start a new job? Get promoted? Got married? Had a child? Any shift in circumstances warrants taking a look to ensure your loan still fits your needs.
You want to pay off your loan faster
Finances a little less tight these days? Pooling extra income into your home loan could help you pay off your loans sooner and help you to avoid the extra interest. Getting out of debt early is always a good plan!
Access equity
If you’ve been paying your mortgage for a while or have made significant value adds to the property, you may have equity in your home. To calculate your equity, subtract the remaining loan balance from the property value. What is left is your equity.
Contact Us
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
1300 322 866
